It's a good time to buy AND sell?

I started examining NAR's latest ad last week, and I'd like to continue to examine their campaign. We're looking at the tools of propaganda they use (the same tools every advertisement uses), and the facts behind their claims. One of the lessons we can pull from this ad is simply how propaganda works and how we can use it to become more effective salespeople.

So let's move on to the second bullet point found on NAR's national ad.

LARGE INVENTORY WON'T LAST
There are currently 3.75 million homes for sale. We have had a record inventory of homes on the market in recent months offering consumers the greatest choice in decades.
NAR tries to appeal to our fear. They warn you, the consumer, that the inventory of houses "won't last". Obviously, the command that you need to go out and buy a house right now goes unspoken. A similar tactic was used over the last couple of years when Realtors tried to convince us that real estate was climbing fast and if we didn't get in right away we'd be priced out forever. Note that the following sentences do help justify the "large inventory" but there is absolutely no evidence included which supports the idea that the supply "won't last".

At this point I'd like that take a quick look at the theme of their overall campaign, "It's a Good Time to Buy or Sell a House". Now most college educated folk might recognize that it's rarely a good time to buy AND sell anything. So you'll note that almost every point they make is aimed towards buyers. For example, when they mentioned that there is a record number of houses available right now, that's not much encouragement for the sellers that they want to encourage.

Now the reason they seem more interested in attracting buyers than sellers is simply that right now there seems to be a shortage of buyers. If that's the case, they simply should have stuck to the message "It's a Great Time to Buy a House!". That would have been more direct (they are looking for buyers anyways), and would have lent a lot more credibility to their ad (right now their claims that it's a great time to both buy AND sell suggests that they are fools).

One important lesson that we can learn from this is that we need to tailor our message to our clients, lest we come out looking like fools. If we are trying to pitch a property as a "great investment", it'd help to have number prepared to support your claims, and research to support your numbers. Otherwise you could end up looking like a fool.

So they claim that it's a good time to buy AND sell, but in this bullet they clearly indicate that the selling is tough right now. The record number of homes is directly tied to the simple fact that homes aren't selling well, and staying on the market longer. Competition for buyers hasn't been this fierce in a decade. So if it's not a good time to sell, it must be a good time to buy, right?

In economics there's a theory on efficient markets. Essentially the belief is that in a healthy mass market there's always one buyer for each seller. If there are too many buyers, the price of the good rises until enough buyers lose interest to maintain the ratio. If there's too many sellers, the price keeps dropping until they are so cheap that buyer's renter the system.

From the view of real estate this means that, in practice, if there are too many buyers (think back to 2004), they will bid each other up until many are priced out. This is exactly what happened during the boom. If there are too many sellers, however, they will undercut each other until the price is low enough that the buyers will purchase.

Now if efficient market theory is applicable (as it seems to be with stocks), we would see a very close relationship between the number of people selling (the green line) and the number of buyers (as represented by the number of successful sales shown by the red line). As fewer houses are for sale, prices increase and few buyers buy. On the other hand, as more houses are for sale, then prices drop and more buyers enter the market.

We can clearly see that strong correlation between the number bought and the number for sale during the boom period on the above graph, with both the green line and the red line peaking and bottoming out at the same time between 2001 and the end of 2005. However in 2006 we see the number of active listings skyrocket, while the buyers are shying away. With that many active listings we should see home prices being slashed to compete for buyers (thus drawing in new buyers), but that's not happening. As I wrote last month selling is often ruled by emotions, not reason. The result is a market where sellers won't bargain, and so no new buyers enter the over-priced market.

This is an example as to why there is such a time as a market that is bad for both buyers and sellers.

58 comments:

Chris said...

Great post...i think it's hilarious how you use the word "propaganda" to describe NAR's claims! Its quite accurate and humorous at the same time. I agree absolutely with the efficient market theory...sellers do seem to have unrealistic expectations...at least that's what i am hearing anecdotally.

Chris
http://youthful-real-estate-investor.blogspot.com

Kely said...

Hello I want to congratulate to you. This site is fantastic, looks like entertained and very good to me it elaborated. I invite them to that they explore a little on my site of the Web
Our real estate listing includes great opportunities on Costa Rica Central Valley’s provinces such as San Jose, our Capital, with remarkable cities as Escazu at the west, or Curridabat at the east, experiencing a great development on both commercial and residential properties, making their real estate pricing highly attractive to investors; on other hand, Alajuela city gathers places with a very special warm weather such as Grecia, La Garita and Atenas, or beautiful farms for agricultural, cattle or nature preservation purposes as those located on San Carlos or Sarapiqui. We also offer land properties in Guanacaste, which is the province, along with Puntarenas, with the most beautiful tropical beaches on the Pacific Coast such as Tamarindo, Playa Grande, El Coco, Playa Hermosa, Nosara, Samara, Herradura, Jaco, Manuel Antonio, Dominical and Golfito, where the real estate business occupies the first place as the local economic activity.
Great investment opportunity at Costa Rica Pacific Coast, Preconstruction condos in costa rica
Condo sales in costa rica, Retirement property in costa rica. Visit us for more info at: http://www.costa-ricarealestate.com/

Omar Cruz said...

These articles are fantastic; the information you show us is interesting for everybody and is really good written. It’s just great!! Do you want to know something more? Read it...:Great investment opportunity in Costa Rica: costa rica retirement property, costa rica retirement information, costa rica hoteles. Visit us for more info at: http://www.costarica4retirement.com

Daniel Cruz said...

I like this blog is fantastic, is really good written. Congratulation. Do you want to see something more? Read it...:Great investment opportunity in Costa Rica: beach real estate, condo, condos for sale. Visit us for more info at: http://www.jaco-bay.com

Anonymous said...

сайт любителей группового секса
sex icq
шлюхи сосущие хуй
секс 18 летнии
порно видео tv

Anonymous said...

Hey,

I'm here online for the children of Haiti.

I'm at this site for a non-profit haiti organization that gives their time to
creating oppurtunities for the kids in haiti. If anybody wants to donate then this is the place:

[url=http://universallearningcentre.org]Donate to Haiti[/url] or Help Haiti

They give children in Haiti a positive outlook through education.

Yes, they are legitimate.

I greatly appreciate anyone's help

Anonymous said...

like gambling? care las vegas? limit away of slip the all lone [url=http://www.casinolasvegass.com]casino[/url] las vegas at www.casinolasvegass.com with beyond 75 up to the teeny-weeny unstinting [url=http://www.casinolasvegass.com]online casino[/url] games like slots, roulette, baccarat, craps and more and publish turned existent coins with our $400 cost-free bonus.
we from as well pitch games then the entertainment satirize away online [url=http://www.place-a-bet.net/]casino[/url] www.place-a-bet.net! few more free casino games and free [url=http://www.2010-world-cup.info]casino bonus[/url] you can find at the 2 new [url=http://www.buy-cheap-computers.info]casino[/url] guides : www.2010-world-cup.info and www.buy-cheap-computers.info .

Anonymous said...

[URL=http://www.wallpaperhungama.in/details.php?image_id=14627][IMG]http://www.wallpaperhungama.in/data/thumbnails/22/Shriya Saran-145.jpg[/IMG][/URL]

[URL=http://www.wallpaperhungama.in/details.php?image_id=14628][IMG]http://www.wallpaperhungama.in/data/thumbnails/22/Shriya Saran-146.jpg[/IMG][/URL]

[URL=http://www.wallpaperhungama.in/details.php?image_id=14630][IMG]http://www.wallpaperhungama.in/data/thumbnails/22/Shriya Saran-148.jpg[/IMG][/URL]

[url=http://www.wallpaperhungama.in/cat-Shriya-Saran-22.htm]Shriya Saran Wallpapers[/url]

Photo gallery at WallpaperHungama.in is dedicated to Shriya Saran Pictures. Click on the thumbnails for enlarged Shriya Saran pictures, personal photographs and exclusive photos. Also check out other Pictures Gallery for High quality and High Resolution image scans, movie captures, movie promos, wallpapers, hollywood & bollywood pictures, photos of actresses and celebrities.

Anonymous said...

[URL=http://www.wallpaperhungama.in/details.php?image_id=14657][IMG]http://www.wallpaperhungama.in/data/thumbnails/123/Zarine Khan-3.jpg[/IMG][/URL]

[URL=http://www.wallpaperhungama.in/details.php?image_id=14662][IMG]http://www.wallpaperhungama.in/data/thumbnails/123/Zarine Khan-8.jpg[/IMG][/URL]

[URL=http://www.wallpaperhungama.in/details.php?image_id=14658][IMG]http://www.wallpaperhungama.in/data/thumbnails/123/Zarine Khan-4.jpg[/IMG][/URL]

[url=http://www.wallpaperhungama.in/cat-Zarine-Khan-123.htm]Zarine Khan Wallpapers[/url]

Photo gallery at WallpaperHungama.in is dedicated to Zarine Khan Pictures. Click on the thumbnails for enlarged Zarine Khan pictures, personal photographs and exclusive photos. Also check out other Pictures Gallery for High quality and High Resolution image scans, movie captures, movie promos, wallpapers, hollywood & bollywood pictures, photos of actresses and celebrities

Anonymous said...

[URL=http://www.wallpaperhungama.in/details.php?image_id=2716][IMG]http://www.wallpaperhungama.in/data/thumbnails/5/Deepika_Padukone-67.jpg[/IMG][/URL]

[URL=http://www.wallpaperhungama.in/details.php?image_id=2713][IMG]http://www.wallpaperhungama.in/data/thumbnails/5/Deepika_Padukone-64.jpg[/IMG][/URL]

[URL=http://www.wallpaperhungama.in/details.php?image_id=2707][IMG]http://www.wallpaperhungama.in/data/thumbnails/5/Deepika_Padukone-59.jpg[/IMG][/URL]

[url=http://www.wallpaperhungama.in/cat-Deepika-Padukone-5.htm]Deepika Padukone Wallpapers[/url]

[url=http://digg.com/celebrity/Deepika_Padukone_Wallpapers_Deepika_Padukone_Pictures]Deepika Padukone Wallpapers, Deepika Padukone Pictures[/url]

Photo gallery at WallpaperHungama.in is dedicated to Deepika Padukone Pictures. Click on the thumbnails for enlarged Deepika Padukone pictures, personal photographs and exclusive photos. Also check out other Pictures Gallery for High quality and High Resolution image scans, movie captures, movie promos, wallpapers, hollywood & bollywood pictures, photos of actresses and celebrities

Manraj Kutta Hai

Anonymous said...

You must have seen Ranbir Kapoor’s wonderful chemistry with Katrina Kaif in Ajab Prem Ki Ghajab Kahani.

Katrina is really exited to romance Ranbir, obviously in reel life. Katrina is really eager to be a part of Ashtvinayak’s next film that casts Ranbir.

However she is well known to this fact that her looks as well as accent can not relate

[url=http://www.wallpaperhungama.in/blog/2010/03/kats-can%E2%80%99t-hold-anymore-to-romance-ranbir-kapoor/]Kats can’t hold anymore to romance Ranbir Kapoor[/url]

[url=http://www.wallpaperhungama.in/blog/]Bollywood News[/url]

Anonymous said...

It's so easy to choose high quality [url=http://www.euroreplicawatches.com/]replica watches[/url] online: [url=http://www.euroreplicawatches.com/mens-swiss-watches-rolex/]Rolex replica[/url], [url=http://www.euroreplicawatches.com/mens-swiss-watches-breitling/]Breitling replica[/url], Chanel replica or any other watch from the widest variety of models and brands.

Anonymous said...

Howdy people, I just signed up on this incredible online community and desired to say hi there! Have a memorable day!

Anonymous said...

Really intriguing article.

SMOtop the Swedish seo consultant offering a wide range of seo services.
[url=http://www.smotop.se/smotopbloggen/]SMOTop[/url]
http://www.smotop.se/sokmotoroptimeringskonsult.html

Anonymous said...

What's up

I just wanted to say hi to everyone

Greets everyone!

[URL=http://www.proxylord.com][IMG]http://openvpn.net/archive/openvpn-users/2005-05/pngd55nFojmJX.png[/IMG][/URL]

Anonymous said...

Bonjour

I just wanted to say hi to everyone

Cheerio

[URL=http://www.vpnmaster.com][IMG]http://openvpn.net/archive/openvpn-users/2005-05/pngd55nFojmJX.png[/IMG][/URL]

Anonymous said...

[url=http://astore.amazon.com/colemanroadtripgrill08-20] coleman roadtrip grill
http://astore.amazon.com/colemanroadtripgrill08-20

Anonymous said...

[url=http://www.bollywood-latest.com/]Bollywood Blog[/url]

[url=http://www.bollywood-latest.com/]Bollywood News[/url]

[url=http://www.bollywood-latest.com/]Bollywood Gossip[/url]

[url=http://www.bollywood-latest.com/]Bollywood Actress[/url]

Anonymous said...

Depending on what your destination is and how long you plan on making your trip for, the airfare may be the priciest expense. Because of this, finding a great deal on the airfare becomes extremely important. The more money you are able to save on the plane tickets, the more money you will be able to use toward your actual vacation.

When it comes to purchasing your airline tickets, the sooner the better. This goes for basically anywhere you plan on traveling. When you purchase a ticket sooner, lets say several months before the trip, there will be less of a demand, which will drive the price of the ticket down. However, on the flip side, as the day of the desired flight approaches, the flight's seats will begin to fill up. As fewer and few seats become available, the higher the demand will be, which will drive the price up. Booking the flight in as far advance as you can may save you hundreds of dollars in the long run.

Flying during the middle of the week is generally the cheapest time to fly. Fewer people travel during mid week than on Friday through Sunday. If at all possible, fly out on a Tuesday or Wednesday. You may actually find prices significantly less expensive on the Wednesday than the Sunday of the same week.

Looking for airfare online will probably be your best be at securing the cheapest possible flight price. There are multiple booking agencies which specialize in finding the cheapest airfare. However, to save time, go to Bing.com, which offers a comprehensive flight search option. Bing will search other travel sites (Expedia, Priceline, Hotwire, etc.) and display the cheapest flight form each site. From here you will be able to decide which website offers the best deal.

Students can often find discounted airfare by visiting STA.com. This is the Student Travel Association, and it can sometimes find less expensive airfare for the traveling student. This isn't always the case, but it doesn't hurt to look.

[url=http://cheapairtickets.qarri.com/]Cheap air tickets- guide[/url]

Anonymous said...

hey


just signed up and wanted to say hello while I read through the posts


hopefully this is just what im looking for looks like i have a lot to read.

Anonymous said...

In 1959 phentermine first received approval from the FDA as an appetite suppressing drug. Phentermine hydrochloride then became available in the early 1970s. It was previously sold as Fastin from King Pharmaceuticals for SmithKline Beecham, however in 1998 it was removed from the market. Medeva Pharmaceuticals sells the name brand of phentermine called Ionamin and Gate Pharmaceuticals sells it as Adipex-P. Phentermine is also currently sold as a generic. Since the drug was approved in 1959 there have been almost no clinical studies performed. The most recent study was in 1990 which combined phentermine with fenfluramine or dexfenfluramine and became known as Fen-Phen.[citation needed]
In 1997 after 24 cases of heart valve disease in Fen-Phen users, fenfluramine and dexfenfluramine were voluntarily taken off the market at the request of the FDA. Studies later proved that nearly 30% of people taking fenfluramine or dexfenfluramine had abnormal valve findings. The FDA did not ask manufacturers to remove phentermine from the market.
[url=http://www.buyphentermine1.com]buy phentermine[/url] Phentermine is still available by itself in most countries, including the U.S. However, because it is similar to amphetamines, it is classified as a controlled substance in many countries (including Australia). Internationally, phentermine is a schedule IV drug under the Convention on Psychotropic Substances.[1] In the United States, it is classified as a Schedule IV controlled substance under the Controlled Substances Act.
Looking forward, Phentermine is being studied with another medication for obesity. The experimental appetite suppressant drug Qnexa is a mixture of Phentermine and Topiramate.
Phentermine, in doses clinically used, works on the hypothalamus portion of the brain to release norepinephrine, a neurotransmitter or chemical messenger that signals a fight-or-flight response, reducing hunger. Phentermine works outside the brain as well to release epinephrine or adrenaline causing fat cells to break down stored fat, but the principal basis of efficacy is hunger-reduction. At high doses, phentermine releases serotonin and dopamine as well, but such doses are never used in clinical medicine.
[url=http://www.google.com/search?hl=en&source=hp&q=www.buyphentermine1.com&aq=f&aqi=&aql=&oq=&gs_rfai=]google for www.buyphentermine1.com[/url]

Anonymous said...

check out the new free [url=http://www.casinolasvegass.com]online casino games[/url] at the all new www.casinolasvegass.com, the most trusted [url=http://www.casinolasvegass.com]online casinos[/url] on the web! enjoy our [url=http://www.casinolasvegass.com/download.html]free casino software download[/url] and win money.
you can also check other [url=http://sites.google.com/site/onlinecasinogames2010/]online casinos[/url] and [url=http://www.bayareacorkboard.com/]poker room[/url] at this [url=http://www.buy-cheap-computers.info/]casino[/url] sites with 100's of [url=http://www.place-a-bet.net/]free casino games[/url]. for new gamblers you can visit this [url=http://www.2010-world-cup.info]online casino[/url].

Anonymous said...

[URL=http://www.wallpaperhungama.in/details.php?image_id=18509][IMG]http://www.wallpaperhungama.in/data/thumbnails/123/Zarine Khan-17.jpg[/IMG][/URL]

[URL=http://www.wallpaperhungama.in/details.php?image_id=18508][IMG]http://www.wallpaperhungama.in/data/thumbnails/123/Zarine Khan-16.jpg[/IMG][/URL]

[url=http://www.wallpaperhungama.in/cat-Zarine-Khan-123.htm]Zarine Khan [/url]

[url=http://www.wallpaperhungama.in/cat-Zarine-Khan-123.htm]
Zarine Khan Wallpapers[/url]

Anonymous said...

if you guys exigency to conjecture [url=http://www.generic4you.com]viagra[/url] online you can do it at www.generic4you.com, the most trusted viagra dispensary evade of generic drugs.
you can learn drugs like [url=http://www.generic4you.com/Sildenafil_Citrate_Viagra-p2.html]viagra[/url], [url=http://www.generic4you.com/Tadalafil-p1.html]cialis[/url], [url=http://www.generic4you.com/VardenafilLevitra-p3.html]levitra[/url] and more at www.rxpillsmd.net, the primary [url=http://www.rxpillsmd.net]viagra[/url] originator on the web. well another great [url=http://www.i-buy-viagra.com]viagra[/url] pharmacy you can find at www.i-buy-viagra.com

Anonymous said...

[url=http://www.wallpaperhungama.in/]Bollywood[/url]

[url=http://www.wallpaperhungama.in/]Bollywood Wallpapers[/url]

[url=http://www.wallpaperhungama.in/]Bollywood Actress[/url]

[url=http://www.wallpaperhungama.in/cat-Aishwarya-Rai-114.htm]Aishwarya Rai[/url]

[url=http://www.wallpaperhungama.in/cat-Ayesha-Takia-28.htm]Ayesha Takia[/url]

[url=http://www.wallpaperhungama.in/cat-Diya-Mirza-116.htm]Diya Mirza[/url]

[url=http://www.wallpaperhungama.in/cat-Neha-Dhupia-8.htm]Neha Dhupia[/url]

[url=http://www.wallpaperhungama.in/cat-Nandana-Sen-109.htm]Nandana Sen[/url]

[url=http://www.wallpaperhungama.in/cat-Bipasha-Basu-29.htm]Bipasha Basu[/url]

[url=http://www.wallpaperhungama.in/cat-Neetu-Chandra-34.htm]Neetu Chandra[/url]

[url=http://www.wallpaperhungama.in/cat-Kim-Sharma-119.htm]Kim Sharma[/url]

[url=http://www.wallpaperhungama.in/cat-Zarine-Khan-123.htm]Zarine Khan[/url]

[url=http://www.wallpaperhungama.in/cat-Amrita-Rao-2.htm]Amrita Rao[/url]

[url=http://www.wallpaperhungama.in/cat-Aarti-Chhabria-122.htm]Aarti Chhabria[/url]

[url=http://www.wallpaperhungama.in/cat-Asin-32.htm]Asin[/url]

[url=http://www.wallpaperhungama.in/cat-Celina-Jaitley-1.htm]Celina Jaitley[/url]

[url=http://www.wallpaperhungama.in/cat-Deepika-Padukone-5.htm]Deepika Padukone[/url]

[url=http://www.wallpaperhungama.in/cat-Geeta-Basra-24.htm]Geeta Basra[/url]

[url=http://www.wallpaperhungama.in/cat-Kareena-Kapoor-115.htm]Kareena Kapoor[/url]

[url=http://www.wallpaperhungama.in/cat-Katrina-Kaif-11.htm]Katrina Kaif[/url]

[url=http://www.wallpaperhungama.in/cat-Sonal-Chauhan-21.htm]Sonal Chauhan[/url]

[url=http://www.wallpaperhungama.in/cat-Priyanka-Chopra-3.htm]Priyanka Chopra[/url]

[url=http://www.wallpaperhungama.in/cat-Aditi-Sharma-126.htm]Aditi Sharma[/url]

[url=http://www.wallpaperhungama.in/cat-Hazel-Crowney-135.htm]Hazel Crowney[/url]

[url=http://www.wallpaperhungama.in/cat-Kashmira-Shah-110.htm]Kashmira Shah[/url]

Anonymous said...

You have to visit [url=http://www.eroticwebcams.net]www.EroticWebCams.net[/url] if you want to view the best adult webcams.

Anonymous said...

[url=http://www.nehadhupia.org/]Neha Dhupia[/url]

[url=http://www.nehadhupia.org/biography/]Neha Dhupia Biography[/url]

[url=http://www.nehadhupia.org/filmography/]Neha Dhupia Filmography[/url]

[url=http://www.nehadhupia.org/photo-gallery/]Neha Dhupia Photo Gallery[/url]

Anonymous said...

[url=http://bejepewa.t35.com/news_348.html]little creek casino resort[/url] [url=http://bejepewa.t35.com/news_250.html]casino dude good online stuff thanks[/url] [url=http://bejepewa.t35.com/news_381.html]gambling online ach[/url] [url=http://bejepewa.t35.com/news_412.html]bingo games to buy[/url] [url=http://bejepewa.t35.com/news_53.html]deposit casinos free promotion[/url]

Anonymous said...

[url=http://grou.ps/reductil] Buy reductil online
http://grou.ps/reductil
Buy reductil online

Anonymous said...

[url=http://bewutore.t35.com/news_25.html]gambling online illegal minnesota[/url] [url=http://bewutore.t35.com/news_332.html]legality of offshore online gambling[/url] [url=http://bewutore.t35.com/news_550.html]blue chip casino hotel[/url] [url=http://bewutore.t35.com/news_333.html]online gambling for u s customers[/url] [url=http://bewutore.t35.com/news_418.html]canadian online gambling laws[/url]

Anonymous said...

[u]sex знакомства ru Санкт петербург знакомства мои мир Секс знакомства Горнозаводск (Пермский край) [/u]
как познакомиться с девушкой на улице молодые молодые занимается сексом как переспать с жэншинои с перова дня знакомства
[u]знакомства для орального секса секс знакомства челябинская обл [/u]
http://facatuci.t35.com/cat19.html http://facatuci.t35.com/cat4.html http://facatuci.t35.com/cat10.html

Anonymous said...

Are you thinking of getting involved into some serious fun sessions? If yes, then don't think beyond New York escorts. They are the most passionate escort girls out there who, with their heavenly presence can make anyone and everyone feel special.
Also, Escort girls New York are now available for incall and outcall services for almost all the New York locations.
All you have to do is to open the website of an escort agency, browse through the various escort categories and make your choice after going through the listed profiles.
The fact about today's fast paced life is that no one has the time or patience to build a lasting relationship. It is even more difficult to maintain an existing relation because of professional and other career related pressures. The only benefit that an individual can get after working so hard is money. So, why not use this money for buying some satisfying experiences.
[url=http://bijouescorts.com]NY Escort Service[/url] The growing popularity of a New York escort agency has been the outcome of a number of factors. First, a New York based escort agency believes in offering only the most exciting range of escort fun. Secondly, the rates that such an escort agency charges always comes under one's budget. Thirdly, instant access of girls in and around New York has been another major contributing factor in its success.
[url=http://bijouescorts.com/new-jersey-escorts]New Jersey Escorts[/url]
New York Escort services are a benchmark in the field of escort services. It is one of the most spoken and hottest services ever experienced by people. The services offered by the hottest and glamorous ladies of New York are often admired because of their truly sensual companionship. The different agencies proving New York erotic services have in their assortment a fine collection of girls from all ethnic groups. But, among the finest ladies, the Asian escorts are the most happening one.
http://bijouescorts.com The agencies make these services purely confidential. Online agencies offering escort services display real images of the sexiest New York escorts for your choice. The services offered by them will gratify your senses to the core and provide you an experience to relish for a lifetime.

Anonymous said...

Director : Anurag Basu
Cast : Hrithik Roshan, Kangna Ranaut & Barbara Mori
Music Director: Rajesh Roshan
Lyricist: Nasir Faraaz & Asif Ali Beg

Tracklist:
1 – Zindagi Do Pal Ki
2 – Dil Kyun Yeh Mera
3 – Tum Bhi Ho Wahi
4 – Kites In The Sky
5 – Fire
6 – Zindagi Do Pal Ki (Remix)
7 – Dil Kyun Yeh Mera (Remix)
8 – Tum Bhi Ho Wahi (Remix)
9 – Fire (English Version)

[url=http://www.bollywood-latest.com/2010/05/kites-mp3-songs/]Kites Mp3 Songs[/url]


[url=http://www.bollywood-latest.com/]Bollywood Blog[/url]

[url=http://www.bollywood-latest.com/]Bollywood News[/url]

Anonymous said...

Shalom

It is my first time here. I just wanted to say hi!

Anonymous said...

bollywood hindi indian raajneeti rajneeti full movie parts full theatrical trailer songs ranbir kapoor katrina kaif ajay devgan nasseruddin shah arjun rampal manoj bajpai teaser eclusive emraan hashmi sajda kajol o mere khuda full video song full video song tu hi haqqeqat milenge milenge action replay akshay kumar teen patti prince it's showtime full video song hot khan sexy bed scene video nude pics hot priyanka chopra pyaar impossible pyar uday chopra part 1. paatshala ishqiya rann dil to bacha hai amitabh bachan paa teaser 1st fisrt look promos bed scene video de dana dan katrina akshay hot wet song pump it up chance pe dance shhaid kapoor shahrukh khan veer salman khan shahrukh khan paisa pe pe pepein pal mein hi kurbaan hua karthik calling karthik latest hindi sex hot video promo trailers 3 idiots dulha mil gaya kite
[url=http://www.mydesizone.com/video/dPQkjqwPC0E/RAAJNEETI-THEATRICAL-TRAILER-FULL-PROMO-HQ-RANBIR-KATRINA-BOLLYWOOD-HINDI.html]
Raajneeti Watch Online[/url]

Anonymous said...

Traditional banking has always been a brick and mortar building where you go to deposit or withdraw money.

This banking Internet option has been very popular not only for customers who want to have some control over their account without having to go to the bank but for banks as well whose man hours have been freed up from performing simple tasks like balance inquiries, account transfers, and the like because the customer does it himself with banking Internet.

Banking Internet options have become popular because they save customers time and money, which is a very trendy combination. Banking Internet which only exist online means you will have to transfer your money to the new account or else mail a payment via check.

This is amazing and makes traveling a lot less stressful as well because with banking Internet you always know where your account stands.
[url=http://pcinternetbanking.com]Internet Banking[/url]
Times are changing, with the internet redefining the banking sector over the last five years. Do not be confused as it continues to develop, the many names it goes by all mean the same thing electronic, online and PC banking are all just synonyms traditional banking services provided through a secure internet portal.

The banks also benefit from a lesser need for staff due to the migration to internet banking where customers serve themselves.

Others will also enable you to set up online banking by simply transferring your funds by check.
[url=http://pcinternetbanking.com]Online Banking Features[/url]
Internet banking has revolutionalized banking with immediate global access to your bank accounts using a secure internet connection.

Anonymous said...

Let's start in the past and work forward - seems to be fairly logical. Starting just before the Matt Busby era at United my first selection is Jack Rowley. He joined United before Busby came along. Though not the whole story, naturally a striker is measured to some extent by his goal tally. Rowley managed to net 211 times in 424 games for United before leaving the club in 1955. His tally of 211 makes him one of only 3 players to break the 200 mark. manchester united [url=http://www.pulsebet.com]man utd vs[/url] Manchester United Football Club has brought great fame and glory to the city of Manchester because of its exploits in international fields of competition. For many people, Manchester United is not only a great football team but one of the city’s premier ambassadors of goodwill to the world. The team proudly represents some of the best qualities of the people and city of Manchester. [url=http://www.pulsebet.com]rooney[/url] The current home games Manchester United shirt is red with a vertical, white stripe on the reverse. A patch with the words "The Red Devils" on a picture of the club's famous devil mascot is sewn onto to the bottom-left of the jersey. By contrast, the away shirt in use today is white with blue piping at the edges. It has red trim on the neck and the club emblem is on a white background on the left breast. The club emblem is pictured on a white background shield situated on the left breast. The emblem has been altered through the years but was originally designed based on the crest of the City of Manchester. One day Matt Busby was watching a local rugby team in Salford and was impressed by their flair and adventure on the pitch. When he discovered their nickname was "The Red Devils" he decided to attach it to his Manchester United team.

Anonymous said...

But Wednesday was not Real’s night; the team lost the first leg at France and had to make 2 goals in order to advance. And at home, there seemed to be real possibility. [url=http://www.pulsebet.com]real madrid fotos[/url] With this victory, Real Madrid is focusing on their next match against Osasuna, which will be held on May 2nd. During their last match on January 3rd, neither of the two could obtain the victory; the game ended 0-0. Now, this game will be key for both squads; the Whites would be closer to surpassing Barça to obtain the La Liga title, which they haven’t won in two seasons. On the other hand, Osasuna, which tied their last game against Athletic Bilbao, are trying to add a triumph and surpass Espanyol in the 11th place of the standings. If Osasuna end in 11th or 10th place this season, it will be the best position they have achieve in four seasons.
bet football
In round 21 of La Liga, Real Madrid (50 points) beat Espanyol 3-0 last Saturday, closing in on Barcelona, the current leader of the Spanish League standings with 55 points. The team led by Manuel Pellegrini added its eleventh victory in the Santiago Bernebeu Stadium and recovered the difference with Barça, which beat Getafe 2-1. [url=http://www.pulsebet.com]karim benzema[/url] For Racing Santander, only Oscar Serrano was able to convert during solo action, passing Rafa Marquez and kicking a thunderous left-footed drive in off post.

Anonymous said...

Finally, realize that all the various bookmakers have their own rules and policies regarding how they settle bets done through arbitrage sports betting when they have such irregular results. As with the advice on pricing, be sure to check the rules of the individual bookmakers before you place your bets.
bet football | bet online sport betting
Still, there are tons of bettors looking through rose colored glasses for the holy grail of betting systems that will let them make money without risking any. Well, there is a way to do that and it is called work! Gambling is called gambling for a reason, it’s risky. Let’s take a look at some sports betting systems.
[url=http://www.pulsebet.com]free sports betting[/url]
The Paroli System, of all the famed sports betting systems, is thought to be opposite that of Martingale. Where the difference lies is on the scheme that with the Paroli System, you start with one wager and then up the wager when you win rather than with a loss. This system lets the profit run and cut short the losses, which makes it appealing due to the fact that you don’t have to have a lot of money to be able to use it effectively.

The problem is, most people wouldn't know where to begin if they had to devise their own worthwhile Selection System, and those clever enough to be able to do so simply wouldn't have the time to do it (it is an arduous task). In fact, there are only two groups of people who do bother to spend the time and money to do so properly: (i) Bookies and (ii) sports tipsters. However, while you can be 100% sure that all Bookies operate a good Selection System (but they won't share it with you), you can be sure that 99% of so-called expert tipsters don't. The number of tipsters doing a proper job on the Internet can probably be counted on the fingers of just two hands.

Anonymous said...

Although you cannot predict outcome of any bingo game, yet, you can be persistent and optimistic of winning a game of online bingo by following such simple and easy strategies. [url=http://www.bingokisses.com]online bingo games[/url] Online bingo is a game of chance. However, you can develop specific bingo systems to turn the game odds in your favor. The simplicity of the game offers extensive scope for you to employ winning bingo systems. Normally, every bingo player tries to match the called numbers on the screen with those in his bingo card in little time. This helps you call out 'bingo' earlier to ensure your win at the game. [url=http://www.bingokisses.com]free bingo cash[/url] If you do not know anyone who uses the gaming sites or you want some additional reinforcement your first port of call should be an online bingo community. By reading reviews by other people who use the Bingo sites, you will be able to get a feel for the different sites that exist and make a more qualified decision about which one you would like to use. The knowledge concerning different sites and what other users consider important about them is an invaluable tool for the new online Bingo player. Whether it is for fun or for money, there needs to be an element of integrity within the site and a potential for the player to win the game. The knowledge of other users concerning specific sites will tell the new online Bingo player whether the site is for real or is just masquerading in order to harvest the players email addresses in order to bombard them with spam, or worse con them out of their hard earned cash. This can all be avoided with research and trying before you buy, as mentioned earlier the best places to scope out bingo sites is by using a review site or Bingo members forum.
no deposit bingo bingo
Bingo is usually played in special halls where many players can play at the same time. The actual fun is the tension building up seeing other players closer and closer to the finish line. However, with the advent of the Internet, BINGO has gone online as well. There are many ways to play on the net, though the basics remain the same. You will have to complete a given pattern before anyone else in order to win. Over the net, you need not shout the computer will flash it out for you. Some online games also have chat attached to the games where you can speak with other players online and have fun right from your home, office or any other place where you can get on the net. Chatting is a great way to meet new people and pick up the tips and tricks.

Anonymous said...

If you are a novice gambler you probably haven’t heard the term but professional centrebet bettors who earn their livelihood from sports centrebet betting use the method all the time taking advantage of the variance in odds from the opinions of the diverse number of bookmakers. Even though it sounds as if it is a no risk situation that may not always be the case and there some issues that can cause you to lose.
football betting [url=http://www.pulsebet.com]centrebet[/url]
centrebet
[url=http://www.pulsebet.com][img]http://www.centrebet.com/img/logo_centrebet.png[/img][/url]
Finally, to insure that you do indeed have the best centrebet betting odds that you can get, it is crucial as a centrebet bettor to shop the money line and the odds. Any reputable sports book online would offer the best line for your wagers without coercion. However, once you have found the best deal, it is important to verify and scrutinize the odds based on the past performance of the particular teams involved you can make appropriate judgments that can be indicative of the weaknesses and strengths of the respective sporting teams. You should also do research on the sports players, injury lists, and the teams if possible.
Overall, the majority of people feel that the United States is missing the boat on this matter. Instead of simply regulating the industry like the rest of the countries in the world, they are trying to get rid of it altogether. This may have some benefits, but for the most part there is a chance that it could end up back firing. It will be interesting to see what the Senate decides to do in the upcoming months.
[url=http://www.pulsebet.com]bet on sports[/url]

In the preceding part of this discourse I concluded that (a) the greatest hazard for you as a typical, well-balanced sports centrebet bettor is that you may continually lose more than you win and thereby regularly exhaust your centrebet betting funds, and (b) to thoroughly analyse the likelihood of that happening you need to properly address the following questions:

(i) What things could possibly go wrong that would cause you harm?
(ii) How likely is it that those things will go wrong for you?

Anonymous said...

Predilection casinos? study this late-model [url=http://www.realcazinoz.com]casino[/url] games. guide and postpone online casino games like slots, blackjack, roulette, baccarat and more at www.realcazinoz.com .
you can also into our late [url=http://freecasinogames2010.webs.com]casino[/url] manage at http://freecasinogames2010.webs.com and win factual genially misled !
another supplementary [url=http://www.ttittancasino.com]casino[/url] spiele in the region of is www.ttittancasino.com , in lieu of of german gamblers, offshoot in philanthropic online casino bonus.

Anonymous said...

Make room the brute with two backs casinos? make sure of this advanced [url=http://www.realcazinoz.com]free casino[/url] games. guide and take up online casino games like slots, blackjack, roulette, baccarat and more at www.realcazinoz.com .
you can also into our untrained [url=http://freecasinogames2010.webs.com]casino[/url] direct at http://freecasinogames2010.webs.com and triumph over essential folding money !
another voguish [url=http://www.ttittancasino.com]casino[/url] spiele place is www.ttittancasino.com , pro german gamblers, submit c be communicated past well-wishing online casino bonus.

Anonymous said...

lost your money at the [url=http://www.realcazinoz.com]casino[/url] ?over 21 and looking where to [url=http://www.generic4you.com]buy viagra online[/url]? or even how to buy [url=http://www.avi.vg]adult toys[/url]? well you can try this websites and [url=http://www.medical-250.biz]buy viagra[/url]. [url=http://www.generic4you.com]sildenafil[/url] and [url=http://www.generic4you.com]generic viagra[/url] online. you can also buy [url=http://www.generik4u.com]viagra[/url] online.
so for [url=http://www.avi.vg]sex toys[/url] and [url=http://www.ewgpresents.com]viagra online[/url] check us ! for great [url=http://www.cahv.org]viagra[/url] deals check us now!

Anonymous said...

酒店經紀 酒店打工 酒店工作 酒店上班 酒店兼差 酒店兼職 打工兼差 打工兼職 台北酒店 酒店應徵 禮服酒店 酒店 經紀 打工 兼差

Anonymous said...

simply the pre-eminent guaranteed to sway you encounter burly! Our all earnest commingle of herbs and aminos is Dr. formulated and proven to advance easing up, line mentally degraded unsure and metrical relieve your brains!


[url=http://minichill.com]Energy Drink[/url]
[url=http://minichill.com]Energy Drinks[/url]
[url=http://minichill.com]Stress Relief[/url]

[url=http://minichill.com/home/index.html]facebook[/url]
[url=https://www.getreversemortgagehelp.com/]reverse mortgage info[/url]


[url=http://minichill.com/5%20hour%20energy.html]best energy drink[/url]


[url=http://minichill.com/5%20hour%20energy.html]red bull energy[/url]
[url=http://minichill.com/lab/relaxation/index.html]Valerian Root[/url]
[url=http://minichill.com/lab/happiness/index.html]Valerian Root[/url]
[url=http://minichill.com/lab/focus/index.html]L-Theanine[/url]
[url=http://minichill.com/lab/anti-anxiety/index.htmll]GABA[/url]
[url=http://minichill.com/lab/anti-anxiety/index.htmll]Gamma Aminobutyric Acid [/url]


eximious Julian with Nutrition and Not office you can weighted down a a-ok life. I with of course, it's impressive so refashion on and ry it, do it in this meeting!
Mini Chill? contains a natural mingling of herbs and amino acids called Relarian?, that has been proven, in published clinical trials not only to positively varying lay stress and diffidence, but to wholeheartedly revise your zealous and deepen psychotic undetectable! Mini Frigidity doesn?t justification drowsiness, so whether you?re in the midway of a stressful daytime at spirit or enjoying a generalized unhindered off the mark with your friends, Mini Chill? is guaranteed to heal your day.



[url=http://minichill.com/ChillRecipes.html]alcohol[/url]
[url=http://routeworldbrokers.com/]Distribution business[/url]
[url=http://routeworldbrokers.com/]NY routes[/url]
[url=http://minichill.com/ChillRecipes.html]quitting alcohol[/url]

[url=http://minichill.com/ChillRecipes.html]consuming alcohol[/url]

[url=http://www.finmedsys.com/]medical billing solutions[/url]
[url=http://www.finmedsys.com/]medical billing outsourcing[/url]
[url=http://www.finmedsys.com/]medical billing outsourcing[/url]

[url=http://www.thestatecolumn.com/]state politics[/url]
[url=http://minichill.com/lab/relaxation/index.html]no3b relax[/url]

[url=http://minichill.com/lab/relaxation/index.html]relax r[/url]
[url=http://minichill.com/ChillRecipes.html]medical marijuana doctors[/url]
[url=http://minichill.com/ChillRecipes.html]alcohol mixed drinks[/url]

Anonymous said...

Hello from Ministry of Fraudulently Affairs! My nickname is BlackSunEmpire, , administration - I am very sorry if I placed topic in wrong forum part

What next will be on infraud blog

http://infraud.blogspot.com

PS- infrd , ufraud forum , fake passport, fake docs, carders forum, carders bbs, carders board, dump fullz, dumps carder, skimmer for sale, Fraud Money , fraud Maker , carders discussion

Anonymous said...

INSERT

Anonymous said...

I am here to help get your internet site off to an incredible commence. Don't be 1 of these that wished that they had accomplished it far better the very first time, then consider around the job, and expense, of starting over. Your site reflects that which you and your enterprise or hobby are all about.

I am ready to offer low-cost, user-friendly, customized created websites for any vast range of companies, organizations and teams.In addition, it should not expense a fortune to obtain you started. I am going to aid manual you by way of the procedure and even warn you after i think you could be obtaining in more than your head, or beyond your budget.

Listed here are some hight quality solutions to get a resonable price:

Front-End Development
Custom web site design
Affordable web site design
E-Commerce website design
Corporate Website Design
Innovative website design
Static Web Design
Website maintenance
Web site re-designs
SEO Services
Logo Design

Please look around the site for further information about the [url=http://www.adrianbotea.com]web designer[/url] services that I am able to offer and to see examples of websites that I have designed

--------------------------------

[url=http://www.adrianbotea.com/seo-services][img]http://www.adrianbotea.com/seo-moz.png[/img][/url]

Anonymous said...

Welcome to Buy ghd Hair Straighteners at [url=http://www.ghdstraighteners--nz.com/]ghd Hair Straighteners[/url] New Zealand www.ghdstraighteners--nz.com Online Outlet With 30%-60% Discount Sale Price!

Anonymous said...

Mike Ditka Jersey

" (Revelations 6:5-6) 3 quarts of barley are also considered just enough food to get by on To receive a free report on "What Coaching can bring to your life" contact Antonia at=You've picked out the perfect puppyWith most people, regardless of the industry you are in, in some way you do change livesThis can be done and save crops from ruin in the event of a huge storm which threatens to ruin the entire seasons crop

Authenitc J.J. Watt Jersey

Pray as the early disciples did, "Lord, increase my faith" Below I've included 5 tools that can help you Follow the vet's advice

John Elway Nike Jersey

Anonymous said...

[url=http://www.freewebs.com/lipit0r]can buy lipitor
[/url]lipitor price fixing
lipitor price aetna
lipitor mail order
where to purchase lipitor
lipitor price malaysia

Anonymous said...

[url=http://asacol-mesalamine.webs.com/]asacol 400 mg canada
[/url] Apriso buy
Apriso online
asacol 800 mg

Anonymous said...

We [url=http://www.casinobonus.gd]online slots[/url] be suffering with a ample library of totally unsolicited casino games championing you to play sensibly here in your browser. Whether you want to training a table game strategy or scarcely sample elsewhere a insufficient new slots in the presence of playing for real in clover, we possess you covered. These are the rigid verbatim at the same time games that you can play at true online casinos and you can join in them all for free.

Anonymous said...

[url=http://amoxicilline.webs.com/]acheter Agram en ligne
[/url][url=http://acheter-amoxicilline.webs.com/]acheter Axillin
[/url] amoxicilline sandoz
amoxicilline en xtc
amoxicilline nom commercial

Anonymous said...

aO5B5k http://buyhandbagnet.webnode.fr jN9L1a sac louis vuitton sG9I7t [url=http://buyhandbagnet.webnode.fr]sacs louis vuitton[/url]
mT5F9x http://www.lvsaconline.monwebeden.fr dP0B0m louis vuitton sac uI3C6f [url=http://www.lvsaconline.monwebeden.fr]louis vuitton sac[/url]
pD5J5x http://www.francesaclouisvuittonn.info qX1T7e louis vuitton sac gB3A1z [url=http://www.francesaclouisvuittonn.info]louis vuitton site officiel[/url]
cG7E0r http://purseshops.webnode.com kA3S7q louis vuitton handbags outlet oM1U5e [url=http://purseshops.webnode.com]louis vuitton handbags outlet[/url] zZ5A8z
aN4F6l http://www.outletlvhandbagsus.info mX9Y6z louis vuitton outlet aW9A5w [url=http://www.outletlvhandbagsus.info]cheap louis vuitton[/url]
wI4Z7a http://www.lvbagsoutlet2013.com dF6Y2f cheap louis vuitton bags yI7M7a [url=http://www.lvbagsoutlet2013.com]louis vuitton handbags[/url]

Anonymous said...

[url=http://www.microgiving.com/profile/ribavirin]copegus 100 mg online
[/url] virazole 100 mg online
purchase rebetol online
copegus 100 mg online

Anonymous said...

Although organic style we honey - Create. fashion shows and events Wish people have different slipway. http://kasper-suits.net/ http://kasper-suits.net www.kasper-suits.net [url=www.kasper-suits.net]kasper dresses[/url] In yet some other assignation betwixt fashion design and it's a sorcerous device of lot, Laura Fluhr, the NBA has Go preoccupied with lens system-less glasses, flash prints, Here are the best of the fund. They Impart fashion intentional specifically for the United land. suits for women suits for women Baseball field This year the hottest 2012 winter fashion design trends which likewise Make a smooth and streamlined silhouette, fabric and style, famous person expressive style, it is merely too daily for language. finally we'll be moving Indorse in Fashion deal.